Annualized Cost (Initial Cost + Dues) September 2022
It all begins with an idea.
A common question that owners have is what resort provides the most economical value. An initial contract’s cost may be low; however, the maintenance dues you have to pay every year until the contract ends may be high.
There is a simple economic valuation that considers both the initial purchase price and annual dues cost. The analysis is calculated by taking the initial contract’s current cost and dividing it by the remaining years on the DVC contract. This gives some value to DVC resorts with longer contract end dates. The calculation represents the initial purchase’s annual cost. By adding the current yearly dues cost/point, you get an average annual value comparable to other resorts.
For resale, the annual cost/point is most favorable for Grand Floridian ($11.26), Copper Creek ($11.28), and Polynesian $(11.28). These resorts have lower annual dues and many years left on their DVC contract. On the other hand, the worst annual cost/point value is Beach Club ($16.25), Vero Beach ($16.10), and Boardwalk ($15.66). All of these locations have the shortest contract (19.4 years left). Because of its location, Beach Club still commands a high price/point. Despite a low entry price, Vero Beach has the highest annual dues, which drives up the annual cost/point.
For direct contracts purchased from Disney, the best annual cost/point is Grand Floridian ($12.01), Riviera ($12.85), and Copper Creek ($12.89). The Grand Floridian’s relatively low entrance pricing and long contract length make its annual cost attractive above even some resale home resorts. The worst annual costs/points are Beach Club ($21.23), Boardwalk ($19.97), Vero Beach ($19.18), Boulder Ridge ($18.74), and Hilton Head ($18.08).