Is DVC a viable option for people who only stay at value resorts? The value resorts are the All-Star Resorts (Movies, Music, and Sports), Art of Animation, Pop Century, and Fort Wilderness Cabins. They are designed for the most frugal Disney World Vacationers. Guests who stay here can count on a clean room and a place to sleep and shower, but their time is generally spent at the parks.

The primary comparison members make when deciding whether to buy a DVC membership contract or not is how this compares to current Disney World accommodations. If your vacation typically includes one of the Deluxe Resorts, then there is good news, you'll probably save money by becoming a DVC member. You'll find your payback will only require a few visits. If you typically stay at a moderate resort and go every year or two, you will probably save money, but it may be a few years before you break even. In the meantime, you traded in moderate rooms for a villa with some of the best accommodations on site. For value accommodations, DVC may not be the perfect fit for you. You may not be able to justify strictly on an economic analysis.

In simple terms, the DVC Use Year is not a year but the month that your vacation points are put into your account. Points are added on the first day of the month, and you have one full year to use them. The Use Year is designated in your contract and can never change.

A DVC "Home Resort" selection is an essential first step in determining how to use your DVC membership. The designation of "Home Resort" is the location where your DVC timeshare is contractually located. The Home Resort determines the initial purchase price and the annual maintenance cost the owners must pay to get their yearly vacation points from Disney. It also determines the owner's home resort reservation priority.

Is DVC a viable option for people who only stay at deluxe resorts? Guests who regularly stay at Deluxe resorts will usually find that DVC makes the most sense for them. In essence, you are already getting the amenities of staying in the best Disney resorts, so the decision to move to DVC may be strictly a financial one.

Is DVC a viable option for people who only stay at moderate resorts? The moderate resorts are Caribbean Beach, Coronado Springs, Port Orleans French Quarter, and Port Orleans Riverside. The accommodations at these resorts are more extensive and nicer than the value resorts. You may be surprised by the results.